I NEED HELP WITH MY APPLICATION
Need Assistance?
Schedule a meeting or give us a call
We will answer your questions and help you find the most appropriate coverage
WHY NO-EXAM LIFE QUOTE?
Simple
It's efficient, non-invasive, and in many cases beneficial to skip the physical exam and get affordable life insurance faster.
However, we recommend an exam for access to larger amounts of coverage at the best rates.
OWN A BUSINESS?
Protect Your Ownership %
Schedule a consultation to learn more about protecting your business
with tax-free funding.
NO OBLIGATION LIFE QUOTE
Quote & Compare
We have simplified the complicated decision making process for you to compare quotes before you invest your hard-earned dollars in a lifelong product to protect your family when they need it most.
You will only see an increase in rates if you wait to secure coverage at a later age.
We are licensed to practice
Our State Licenses
As an authorized insurance broker, we're currently licensed in the states listed below. If the state you live in isn't listed, please check back with us soon, as we're constantly expanding our business to include additional states.Where indicated below, we're licensed as ELEVATION BUSINESS INSURANCE AGENCY, and/or represented by:Cruz Valentin Huerta
2372 Morse Ave., Unit 609
Irvine, CA 92614STATES AND LICENSE NUMBERS:CALIFORNIA - Lic. 0I47063
Cruz Valentin Huerta
Elevation Business Insurance AgencyTEXAS - Lic. 1970064
Cruz Valentin Huerta
Elevation Business Insurance Agency
You agree to the following
Terms of Use
Please read Elevation Business Insurance Agency's Terms of Use carefully before using Elevation Business Insurance Agency's website, www.elevationbenefits.com, (the "Site"). By using the Site, you agree to be bound by these Terms of Use. If you do not agree with any part of these Terms of Use, you must not use the Site. Your continued use of the Site will constitute your acceptance of these Terms of Use, as may be modified by Elevation Business Insurance Agency at any time without notice to you. Please check this page regularly for updates.Permitted use
All of the content in the Site is made available only for your personal, lawful, non-commercial use in connection with seeking insurance. Use of the Site by a competitor company or other non-consumer third party is prohibited.Except as expressly mandated by law, you may not, without our prior written permission: (i) link from another website to the Site; (ii) post, transmit, copy, modify, create derivative works from, distribute, sell, or republish anything you obtain or download from the Site; or (iii) engage in systematic retrieval of data or other content from the Site.Copyrights and trademarks
Except as otherwise indicated, all materials in the Site, including without limitation the Elevation Business Insurance Agency logo and other Elevation Business Insurance Agency trademarks and service marks, are the property of Elevation Business Insurance Agency and/or its affiliates or licensors and are protected by international copyright and trademark laws, all rights reserved. You may use materials obtained from the Site for the permitted purposes set forth in these Terms of Use, provided that the following copyright notice appears in all copies of any downloaded or printed materials: "© 2019 Elevation Business Insurance Agency. All rights reserved." Any other use is prohibited.Our products and services
The information and materials provided in the Site are intended for general reference only, and may not describe all of the terms, conditions, and exceptions applicable to Elevation Business Insurance Agency's products and services. All coverages are subject to the terms and conditions of the insurance policies issued. Coverages and their availability may vary by state and your individual circumstances, and additional minimum coverage limits may be required in your state. The products and services offered in the Site are only available in the jurisdictions in which Elevation Business Insurance Agency is properly licensed.Privacy and passwords
Elevation Business Insurance Agency values and protects the privacy of your information. Please review the Elevation Business Insurance Agency Privacy Policy, as it contains important information relating to your use of the Site.
Some portions of the Site are protected and require a user identification code ("User ID") and password for access. Unauthorized access or use of such portions of the Site is prohibited. You agree that you will notify Elevation Business Insurance Agency immediately if you believe that a third party has obtained your User ID or password, or if you believe that any unauthorized access or use may occur or has occurred. For your protection, if Elevation Business Insurance Agency believes that any unauthorized access may occur or has occurred, Elevation Business Insurance Agency may terminate such access without prior notice to you. You also agree that Elevation Business Insurance Agency is permitted to act upon any instructions received using your User ID and password and to consider such instructions as authorized by you.Third-party sites
At times, the Site may have links to websites hosted by other parties ("Third-Party Sites"), or such Third-Party Sites may have links to the Site. These links are offered as a convenience and for informational purposes only, not as referrals or endorsements by Elevation Business Insurance Agency of the Third-Party Sites. The Third-Party Sites are maintained by their respective organizations, and those organizations are solely responsible for the content of their own websites. Elevation Business Insurance Agency does not verify nor make any warranty or representation about the content, accuracy, opinions expressed, warranties, products or services, intellectual property compliance, or links of such Third-Party Sites. You should read the privacy policies and terms of use agreements of all Third-Party Sites.Disclaimer of warranties
All information, products, content and other materials in the Site, accessible from the Site, or in a Third-Party Site are provided "as is" and without warranties or representations of any kind, either express or implied. This means that Elevation Business Insurance Agency expressly disclaims all warranties, express or implied, including without limitation the warranties of title and non-infringement and the implied warranties of merchantability and fitness for a particular purpose. In addition, Elevation Business Insurance Agency does not represent or warrant that: (i) the operation of the Site will be error-free or uninterrupted; (ii) defects will be corrected; (iii) the Site, any emails sent by Elevation Business Insurance Agency, or the server that makes the Site available are free of viruses or other harmful devices; (iv) the Site will be available to you or that you will qualify for products or services offered; (v) the materials in the Site will be accurate as of any particular date; or (vi) the products or services offered through the Site are available outside of the United States or in jurisdictions in which Elevation Business Insurance Agency is not properly licensed.If you are in a state that does not allow a disclaimer of implied warranties, the above disclaimer or a portion of it may not apply to you.Limitation of liability
Elevation Business Insurance Agency shall not be liable for any loss, damage, injury, or claim, nor any special, indirect, incidental, consequential, exemplary or punitive damages of any kind, whether such action is based in tort, contract, negligence, strict liability, or otherwise and even if Elevation Business Insurance Agency has been advised of the possibility of such damages, which arises out of or relates in any way to: (i) the Site, materials in the Site, or the inability to use the Site; (ii) any Third-Party Site, materials in any Third-Party Site, or the inability to use any Third-Party Site; (iii) any defect, omission, error, interruption, delay, or computer virus; or, (iv) except as a result of Elevation Business Insurance Agency's gross negligence or intentional actions, the unauthorized alteration of or access to your transmissions or personal data.If you are in a state that does not allow the limitation of liability for certain damages, the above limitation of liability or a portion of it may not apply to you. However, you agree in any event that Elevation Business Insurance Agency's total liability for all damages, losses, injuries, or claims of any kind or nature shall be limited to the amount you have paid to access the Site.Jurisdiction, enforceability, and termination
These Terms of Use and your use of the Site are governed in all respects by the laws of the State of California, without giving effect to any principles of conflicts of laws. Any dispute concerning the Site or these Terms of Use shall be subject to the exclusive venue of a court of competent jurisdiction in Orange County, California.In the event that a court of competent jurisdiction holds any provision of these Terms of Use to be invalid or unenforceable, then such provision shall be severable from and shall not affect the validity or enforceability of the remaining provisions.These Terms of Use are effective until terminated by either party. You may terminate these Terms of Use without notice to Elevation Business Insurance Agency by discontinuing all use of the information contained in the Site and destroying the materials you have obtained from the Site, including all related documentation and copies. Elevation Business Insurance Agency may terminate these Terms of Use and/or the products or services offered by Elevation Business Insurance Agency at any time without notice to you if, in our sole judgment, you breach any term or condition of these Terms of Use. Upon termination, you must discontinue all use of the information contained in the Site and destroy the materials you have obtained from Elevation Business Insurance Agency, including all related documentation and copies. Elevation Business Insurance Agency is also entitled to terminate all or part of the Site at any time, without notice to you.These Terms of Use state the entire agreement with regard to the items discussed above.Reporting claims of copyright infringement
Elevation Business Insurance Agency takes claims of copyright infringement seriously. If you believe any materials accessible on or from the Site infringe your copyright, you may request removal of those materials from the Site in accordance with the Online Copyright Infringement Liability Limitation Act of the Digital Millennium Copyright Act (17 U.S.C. § 512) ("DMCA"), by submitting written notification to our Copyright Agent (designated below). Your written "DMCA Notice" should include all of the following:• Identification of your copyrighted work which you believe has been infringed; OR, if your claim involves multiple works on the Site, a representative list of those works.
• Clear identification of the allegedly infringing material, along with enough information to allow us to locate it on the Site.
• Your current contact information (including your name, postal address, telephone number and, if available, email address).
• A statement that you have a good faith belief that use of the copyrighted material is not authorized by the copyright owner, its agent or the law.
• A statement that the information in the written notice is accurate.
• A statement, under penalty of perjury, that: a) the information you have given us is accurate and b) you are authorized to act on behalf of the copyright owner.
• Your physical or electronic signature.
Send your DMCA Notice to our designated Copyright Agent:Elevation Business Insurance Agency Legal Department
Attn: Cruz Valentin Huerta
2372 Morse Avenue, Unit 609
Irvine, CA 92614
949-381-1821
Email: [email protected]Please note that if you fail to provide all of the information outlined above, your DMCA Notice may not be effective.
Protecting your information
Privacy Policy
Policy last updated: November 22, 2023Elevation Business Insurance Agency values its relationship with you. Protecting the privacy of your information is of the greatest importance to us. As an insurance broker, we are regulated by Federal and State laws protecting the confidentiality and security of your information, as well as our use and disclosure of it. Whether you are a current, former, or potential customer, Elevation Business Insurance Agency treats your information with the same high level of confidentiality and security.Our Use And Disclosure of Information
At Elevation Business Insurance Agency, we gather information about you that may be used including in connection with your application for a quote, to process and service your insurance policy, settle your claims and offer you additional products and services that we think may be of interest to you, for research and analytics purposes, and as permitted or directed by you. If you apply for a quote for yourself and any other person(s), we also may gather, use and share such person's/persons' information in the same manner.Information We Collect From You
This includes information you provide us on the Internet, by phone, via a mobile application, by email, through our service providers, or by any other means. Examples of such information may include your name, address, residence information, telephone number, email address, vehicle information, driver's license number, driving history, claims history, current or former insurance information, social security number, medical information, gender, educational background, date of birth, marital status and Elevation Business Insurance Agency Web pages visited.Information We Collect From Third Parties
This includes information we collect from affiliated and nonaffiliated third parties, including but not necessarily limited to insurance support organizations and, consumer reporting agencies. It may include information such as vehicle reports, consumer credit information, demographic information, insurance histories, and insurance claims reports. Information obtained from insurance support organizations may be retained by such organizations and disclosed to other persons as permitted by law.Information About Your Transactions
This includes information about your transactions with us and others, including our affiliates. It includes information such as your policy coverage levels, account balances, claims history, and billing information.Information We Disclose
Information about our current, former, or potential customers may be disclosed, but only as permitted or required by law, or as permitted or directed by the customer or consumer.For example, we may disclose such information to affiliated and nonaffiliated insurance companies, insurance agents, reinsurance companies, insurance support organizations, such as consumer reporting agencies, government entities, and claims administrators. We may also disclose such information to nonaffiliated third parties that perform services or functions on our behalf including the marketing of our products or services. Further, we may also disclose such information as necessary to effect, administer or enforce a transaction that you request or authorize, or in connection with servicing or processing a transaction that you request or authorize.The following are examples of situations in which we may disclose such information:• Your information may be passed between us and our agents, appraisers, attorneys, investigators, and others who may be involved in the sales and marketing of Elevation Business Insurance Agency products and services, processing of applications, and servicing of policies or claims.
• If you request a comparison quote, your information may be shared with an affiliated insurance agent and third party insurance companies in order to provide you with the requested comparison quotes.
• We provide your policy information to adjusters and other appropriate business entities that make any necessary repairs to your vehicle or property insured by us when you have a claim.
• We may provide your information to others whom we determine need such information to perform insurance or other professional functions for us. These may include parties helping us with administrative services and consumer reporting agencies.
• We may supply information as required by search warrant, subpoena, or legal process, to state insurance departments, or other law enforcement or government authorities when required by law, or to protect our own legal interests in the event of suspected illegal or fraudulent activities.
• If we collect your information as an agent for one of our business partners, we may use it to contact you or make you an offer regarding insurance products that may be of interest to you.Elevation Business Insurance Agency Communications
Elevation Business Insurance Agency may contact you regarding your policy and our products and services, such as insurance rate quotes, billing notices, confirmations of changes, changes to our products, and other Elevation Business Insurance Agency-specific communications. You may NOT unsubscribe from these Elevation Business Insurance Agency-specific communications that relate to your primary usage of our service and products, and you agree to receive these communications if you make a purchase.When you quote or become a policyholder through us, Elevation Business Insurance Agency may contact you about third-party promotions, our products and services and other information that may be useful to you. In addition, prior to purchasing a policy or after canceling your policy, Elevation Business Insurance Agency may contact you to confirm your quote or invite you to come back and get a new quote or to purchase a policy. You will have the ability to unsubscribe from whichever type of communication you received.Confidential and secure web environment
Elevation Business Insurance Agency is strongly committed to protecting the confidentiality and security of your information against unauthorized access and disclosure. We only disclose your information to our personnel, our affiliates' personnel, others who need to know that information to service your account, and as otherwise permitted or required by law. We maintain strict physical, electronic, and procedural safeguards to protect your information.Separate from information you provide to us individually via our website, Elevation Business Insurance Agency uses web beacons on our website and in our emails to collect general information about visits to our website as part of our business tracking. This information is used to enhance your website experience and includes, for example, data regarding how you linked to our website, your Internet protocol (IP) address, your browser and/or device type, and your time of visit. This information does not include your name, address, telephone number or email address. Elevation Business Insurance Agency may use third-party web analytic and advertising services to assist with collecting and tracking of this information.In addition, Elevation Business Insurance Agency's third-party ad servers may use technology that includes web beacons on websites on which we advertise, to support site tracking, measure site performance, enhance your website experience, and for product marketing. For example, one of our third-party ad servers may place a cookie via a web beacon on your computer that helps to identify your computer when you arrive at or return to our site, to personalize aspects of your experience at our site, and to better understand how visitors like you in aggregate are using our site, all of which helps us to continually improve the experience on our site. These web beacons do not collect personally identifiable information (such as your name, address, telephone number or email address).Another use of web beacons and cookies is for Elevation Business Insurance Agency to advertise on other websites. In this common practice (sometime referred to as re-targeting), our third-party ad server or an advertising vendor may use beacons to place cookies on your computer when you visit the Elevation Business Insurance Agency websites, in order to display Elevation Business Insurance Agency advertising messages to you later on other websites. We do not allow those third party ad servers or advertising vendors to use beacons on our site to place cookies that will be used to display advertising for any companies other than Elevation Business Insurance Agency.Links to Other Companies on the Elevation Business Insurance Agency Website
The Elevation Business Insurance Agency Web site contains links to our business partners and links to other sites offering valuable information. If you choose to provide any information to any of these entities, the collection and disclosure of your information by that entity will be governed solely by that entity's privacy policy. Elevation Business Insurance Agency makes no representations or warranties regarding these sites.Reviewing or Modifying Your Information
As a policyholder, you can always review and update your information through your account on the carrier specific Web site provided at the time of enrollment or by calling the specific carrier customer service center. You may contact Elevation Business Insurance Agency to request the appropriate customer service number pertaining to your request. All consumers have the right to know the information that Elevation Business Insurance Agency has about them, to make changes to that information, and to know the identity of any entity that Elevation Business Insurance Agency has disclosed that information to within the previous two years. To make such an inquiry please call our customer service center or write to the address listed below and identify the information you would like. You will be required to provide certain information for identity verification purposes. If your information is immediately accessible when you call, the customer service representative will review it with you and you may make changes to it at that time. If your information is not immediately accessible when you contact us, within 30 business days, Elevation Business Insurance Agency will inform you of the types of information we have about you. If you would like to further review the information, you may review and copy the information in person at our customer service center or request a copy be sent to you by mail. Elevation Business Insurance Agency may charge a fee for providing a copy by mail.Information Request
Elevation Business Insurance Agency Customer Service
2372 Morse Avenue, Unit 609
Irvine, CA 92614Contact Information
For questions about our privacy policy, please contact us at the address below, or send an email to: [email protected]Privacy
Elevation Business Insurance Agency Customer Service
2372 Morse Avenue, Unit 609
Irvine, CA 92614This privacy policy applies to the following companies:Cruz Valentin Huerta
Elevation Business Insurance AgencyElevation Business Insurance Agency may modify this privacy policy from time to time, and the current version is always available at www.elevationbenefits.com. If significant changes are made to this privacy policy Elevation Business Insurance Agency will notify its clients.